Key Fund

Contact person: Chris Colwell
Phone: 0330 202 0559
Fund Mapper Type

Key Fund

We invest in the community and social enterprises that have traditionally been excluded and turned down by mainstream lenders; particularly those in disadvantaged areas.

We provide finance – both loans and grant/loan packages – to help community and social enterprises to start-up, become sustainable, or grow.

We also provide support to help our investees have the best possible chance of success. Our investees have one crucial thing in common – the ambition to build and strengthen local communities and create a positive impact.

We invest in community and social enterprises who have traditionally been excluded; turned down by mainstream banks and building societies. Particularly those in disadvantaged areas.

Key Fund believes in the power of people to find solutions to the challenges facing their communities. Our mission is to remove barriers to finance.

Our Funds

Our Funds

Northern Cultural Regeneration Fund

This fund aims to support the development and growth of creative and cultural businesses across the North, that deliver social impact. Businesses must be incorporated and operate within one of the 11 most Northern Local Enterprise Partnership areas; Cheshire and Warrington, Cumbria, Greater...

Flexible Finance

The Flexible Finance Fund is for established community and social enterprises, to complement our existing blended funds. This is a revolving facility, available up to £150,000 that can be drawn and repaid flexibly as needed, for an initial period of up to 5 years. Any balance at the end of five...

Energy Resilience Fund

The Energy Resilience Fund is finance to enable community and social enterprises to retrofit energy generating/saving technology on community owned or managed buildings, with an initial focus on stabilising or reducing energy costs.

Northern Impact Fund 2

Providing finance to support the development or growth of trading activity, including cash-flow, working capital, and asset development or purchase.

Property Fund

This fund aims to support social enterprises over 1 year old looking to purchase or develop properties in the Yorkshire and Humber region. To access this fund, you will need to have clear social aims and objectives and fit one of the following descriptions – Not for private profit, asset locked...

Case studies by investor

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A group of five women sitting together on a brown leather couch in a warmly lit room.
Rose Tinted Financial Services C.I.C

Rose Tinted Financial Services offers Personal Financial Support and Mental Wellbeing Services for people from all backgrounds and ages who are in debt, just live from paycheck to paycheck and are struggling to take control over their financial situation provoking a negative impact on their mental health.

Duration
18 months
Cost of capital
6.5%
Turnover
£40,000
Amount invested
£10,000 (£2900 grant+ £7100 loan)
Year of investment
2023
Investor
Key Fund
  • Product type
    Blended – part grant, part loan

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The image shows a man smiling in a workshop environment. He is wearing a blue jacket with the logo "HC Handcrafted" on the left side of his chest. The workshop is filled with various tools and equipment in the background. The environment appears to be focused on creating or repairing items.
Handcrafted Projects

Handcrafted Projects aims to empower those who have been disadvantaged or faced social exclusion due to crime, alcohol or substance abuse, poor mental or physical health, unemployment, or having experienced abuse or been in the care system. They work with individuals to help them make positive steps to turn their lives around, be part of a community and start to give back.

Duration
5 years
Cost of capital
6.5%
Turnover
£1,200,000
Amount invested
£150,000 (Loan £115,500 Grant £34,500)
Year of investment
2024
Investor
Key Fund
  • Product type
    Blended – part grant, part loan

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Hemlington Lake Recreation Centre
Hemlington Lake Recreation Centre

Tees Valley Community Asset Preservation Trust is a registered charity (CIO) which was established in 2015 in response to local government spending cuts. Its principle aim is to save community centres, sports facilities and village halls from closure by stepping in to offer free advice and support to organisations who feared losing their buildings due to funding cuts.

 

Duration
7 years
Cost of capital
6.5%
Turnover
£126,000
Amount invested
£35,600
Investor
Key Fund
  • Product type
    Blended – part grant, part loan