Contact person
Jane Austin
Phone
0845 140 1400
Contact email
Website
Impact Report
Guest blog: Life After Banking

Key Fund's Mission is to provide the funding options at the right time for the development and growth of sustainable and impactful community and social enterprises that are unable to secure support from elsewhere.

We provide finance – both loans and grant/loan packages – to help community and social enterprises to start-up, become sustainable, or grow.

We also provide support to help our investees have the best possible chance of success. Our investees have one crucial thing in common – the ambition to build and strengthen local communities and create a positive impact.

We invest in community and social enterprises who have traditionally been excluded; turned down by mainstream banks and building societies. Particularly those in disadvantaged areas.

Key Fund believes in the power of people to find solutions to the challenges facing their communities. Our mission is to remove barriers to finance.

Our Funds

Key Fund Standalone Loans

We can also provide loans of upto £300K to Community and Social Enterprises who are more established and looking to further develop and grow their organisation.
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Our Case Studies

The image shows a man smiling in a workshop environment. He is wearing a blue jacket with the logo "HC Handcrafted" on the left side of his chest. The workshop is filled with various tools and equipment in the background. The environment appears to be focused on creating or repairing items.
Handcrafted Projects

Handcrafted Projects aims to empower those who have been disadvantaged or faced social exclusion due to crime, alcohol or substance abuse, poor mental or physical health, unemployment, or having experienced abuse or been in the care system. They work with individuals to help them make positive steps to turn their lives around, be part of a community and start to give back.

Duration
5 years
Cost of capital
6.5%
Turnover
£1,200.000
Amount invested
£150,000 (Loan £115,500 Grant £34,500)
Year of investment
2024
Investor
Key Fund
  • Product type
    Blended – part grant, part loan
Legal structure
Charitable Incorporated Organisation (CIO) / Charity
View details
Hemlington Lake Recreation Centre
Hemlington Lake Recreation Centre

Tees Valley Community Asset Preservation Trust is a registered charity (CIO) which was established in 2015 in response to local government spending cuts.

 

Duration
7 years
Cost of capital
6.5%
Turnover
£126,000
Amount invested
£35,600
Investor
Key Fund
  • Product type
    Blended – part grant, part loan
View details
Man and two children gathered around a laptop
Fair for You

Fair for You improves people’s lives through responsible lending, helping families access the things they need and supporting them along the way. They believe that affordable finance should be accessible to a wider range of people including many of the 17.5 million people excluded from mainstream finance due to low or fluctuating income or life events.

Duration
5 Years
Cost of capital
6.5%
Turnover
£2.2m
Amount invested
£115,000 Loan, £35,000 Grant
Investor
Key Fund
  • Product type
    Blended – part grant, part loan
View details